Perfect Game Retirement
The Perfect Game Retirement Podcast is brought to you by Black Oak Asset Management, serving the greater Atlanta area with offices in Alpharetta, Cartersville and Macon. Former professional baseball player and now financial coach, Ryan Ledden, is your host. This is the show that’ll help you make the right decisions, so you can pitch a ”perfect game” in retirement. Securities and Advisory Services offered through Silver Oak Securities, Inc. Member FINRA & SIPC. Black Oak Asset Management and Silver Oak Securities, Inc. Are not affiliated.
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Episodes
Thursday Mar 21, 2024
Thursday Mar 21, 2024
March Madness is upon us, and as you fill out your bracket and watch the NCAA Tournament this year, there are a few retirement planning lessons that you can learn along the way…
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Thursday Mar 07, 2024
Thursday Mar 07, 2024
Every generation likes to talk about how much harder things used to be when they were kids. Like all of the people who used to have to walk five miles to school, in the snow, uphill both ways. But they had at least one thing that was EASIER…and that was retirement planning. Let’s talk about why on today’s episode.
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Thursday Feb 15, 2024
Thursday Feb 15, 2024
In this episode, we'll be answering some mailbag questions from listeners like you. One listener asks whether they should start receiving their Social Security benefits now, despite not planning to retire soon, or if they should wait. Another asks whether it's acceptable to have the majority of their 401(k) invested in their current company's stock. These conversations are a great way for you to learn from real-life financial planning questions and scenarios, so tune in to see what you can learn!
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Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI
Thursday Feb 01, 2024
Thursday Feb 01, 2024
This episode might be a bit counterintuitive. We’re going to question the real impact of common financial habits. Are the strategies you consider beneficial actually working in your favor? We explore the pros and cons of practices like ignoring account statements and strict budgeting. Join us for a practical discussion, as we uncover the unexpected effects of everyday money decisions. Are your good money habits holding you back?
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Get in touch with the Black Oak team: https://blackoakam.com/contact-us/
Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI
Thursday Jan 18, 2024
Thursday Jan 18, 2024
Have you ever wondered what questions to ask your financial advisor, or why those questions are crucial? In today’s episode, we’re tackling exactly that. We're discussing the vital questions that bring transparency and depth to your financial advisory relationship. It's about getting clarity on how advisors work, what they specialize in, and how they align with your financial goals. These are the questions you MUST ask your financial advisor.
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Get in touch with the Black Oak team: https://blackoakam.com/contact-us/
Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI
Thursday Jan 04, 2024
Thursday Jan 04, 2024
Sometimes it’s hard to make financial sacrifices when the reward might not be seen until several years in the future. Today we’ll talk about some of the situations where you might be inclined to take the immediate benefit when you should really consider the delayed rewards…
The Psychology of Money: https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681
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Get in touch with the Black Oak team: https://blackoakam.com/contact-us/
Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI
Thursday Dec 21, 2023
Thursday Dec 21, 2023
Ever thought that minor tweaks in your financial plan could lead to major wins? In this episode, we're exploring the surprisingly powerful world of simple financial adjustments. From overlooked savings tricks to smarter insurance choices, we're unpacking those seemingly small steps that can bring about big, positive ripples in your financial life.
Here’s some of what we discuss in this episode:
Keeping the right amount in cash and getting the most out of money you aren’t using.
Why you want to consider cleaning up old insurance policies and consolidating old 401Ks.
Looking at areas that might have higher fees/expenses like managed accounts and mutual funds.
Analyzing the tax-efficiency of your investments.
Why you need to check your beneficiary designations.
Visit us online: https://blackoakam.com/
Get in touch with the Black Oak team: https://blackoakam.com/contact-us/
Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI
Thursday Dec 07, 2023
Thursday Dec 07, 2023
Join us for a thoughtful episode where we unpack our 2023 edition of key year-end planning strategies for those nearing or embracing their retirement years. We'll explore the nuances of optimizing your investment portfolio, safeguarding your assets, and ensuring a stable, rewarding lifestyle in the years to come.
Here’s some of what we discuss in this episode:
An update on Ryan’s CFP test.
The importance of rebalancing your portfolio and managing investing risk.
The tax strategies to consider that could save you money next April.
Why we need to look at budget, income, Social Security and other areas that determine financial health.
Tax considerations with gifting but the other considerations to make for giving to heirs or charities.
Visit us online: https://blackoakam.com/
Get in touch with the Black Oak team: https://blackoakam.com/contact-us/
Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI
Thursday Nov 16, 2023
Thursday Nov 16, 2023
Ever wish you could foresee financial missteps before they happen? On today’s episode explore some real-life stories of regret and arm yourself with the essential dos and don'ts to ensure your money works for you, not against you.
Here’s some of what we discuss in this episode:
What can go wrong when you withdraw money from your IRA early.
Don’t let lifestyle creep set in and keep you from saving more during your peak earning years.
A general savings tip that Ryan gives people.
What are your funding options for college tuition so that your own retirement isn’t ruined?
Are you putting enough money into a Roth right now?
Visit us online: https://blackoakam.com/
Get in touch with the Black Oak team: https://blackoakam.com/contact-us/
Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI
Thursday Nov 02, 2023
Thursday Nov 02, 2023
The retirement planning world is filled with plenty of advice and suggestions, but there are critical questions lurking in the shadows – the unasked, the overlooked. These are the questions that can help define the comfort and security of your retirement future.
On this episode, we unearth and tackle these hidden, but essential questions about retirement.
Here are the questions we’re going to address in this episode:
How much are my tax-deferred savings going to cost me in taxes?
How much can I withdraw from my savings each year?
Should I still have life insurance when I’m retired?
What kind of medical coverage will I need over and above Medicare?
How will inflation impact me?
Should I be planning for the costs of caring for elderly parents?
Visit us online: https://blackoakam.com/
Get in touch with the Black Oak team: https://blackoakam.com/contact-us/
Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI